Report and accounts
Any court award for clinical negligence is made against the doctor or dentist directly. He or she is personally liable for any damages and costs payable and depends on the support of a medical or dental defence organisation to avoid potential hardship or even bankruptcy.
It may take years from the incident to resolution of a claim. You need to know that your defence organisation has access to funds, not just today, but in the future.
Financial strength
Most classes of membership include a Professional Indemnity Policy underwritten by SCOR Insurance (UK) Limited and by International Insurance Company of Hannover Limited. The policy indemnifies members for up to £10 million* and is backed by assets far in excess of the discretionary funds available to members of other mutual defence organisations.
MDU Services Limited, SCOR Insurance (UK) Limited and International Insurance Company of Hannover Limited are all regulated by the Financial Services Authority, who set very strict standards for the amount of funds companies need in reserve to ensure they meet all liabilities.
Download our latest annual report and accounts 
Electronic report and accounts
Each year we are legally obliged to send members our annual Report and Accounts, Notice of General Meeting and a proxy form. We are now pleased to be able to opportunity to receive these electronically. If you would prefer to receive these documents electronically rather than by post your can sign-up now.
* subject to the terms and conditions of the policy